Privacy Policy

IBJA-IGM App

Effective Date: April 27, 2026 | Last Updated: April 27, 2026

1. Introduction

Welcome to IBJA-IGM, the official digital rate polling platform of the India Bullion and Jewellers Association (IBJA). This Privacy Policy explains how we handle data when you use the IBJA-IGM mobile application ("App").

By using this App, you agree to the terms outlined in this policy.

2. Who Can Use This App

The IBJA-IGM App is exclusively available to IBJA registered and verified participants. Access is restricted to individuals and entities already part of the IBJA participant list. No new personal information is collected.

3. Information We Collect

The only data collected includes:

• Rate Entry – Gold 995 and/or Silver 999 rates submitted during polling sessions
• Timestamp – Date and time of submission or edits

4. How We Use This Data

• To calculate official IBJA spot rates
• To maintain audit trails for transparency and accuracy
• To monitor participation within polling windows

5. Data Sharing and Disclosure

We do not sell or share your data with third parties. Data may only be disclosed:

• Within IBJA-IGM Benchmark Price Private Limited
• When required by law or regulatory authorities

All published rates are aggregated; individual submissions remain confidential.

6. Data Security

• Secure login and authentication
• Encrypted transmission (SSL)
• Regular security audits

7. Data Retention

Data is retained as required for audit, compliance, and legal obligations under Indian law.

8. Your Rights

• Request access to submission history
• Raise grievances with IBJA

9. Children's Privacy

This App is not intended for individuals under 18 years of age.

10. Contact Us

11. Changes to This Privacy Policy

We may update this policy at any time. Continued use of the App implies acceptance of the updated terms.